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fiduciary insights

Better retirements start with clarity

Practical explainers, templates, and frameworks for U.S. households planning the next chapter. Everything we publish is jargon-light and research-backed.

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Updated weekly by fidser

The content on this blog is for educational purposes only. fidser is not a licensed financial advisor - please consult a qualified professional before making financial decisions.

Latest Articles

6 articles found

7 Smart Ways to Maximize Your Social Security Benefits
Social Securityretirement income

7 Smart Ways to Maximize Your Social Security Benefits

Did you know that when you claim Social Security can increase your monthly check by as much as 77%? These seven strategies can help you make the most of benefits you've spent decades earning.

fidser.fidser.
January 31, 2026
Working While on Social Security: The Truth About Benefits
Social Securityretirement planning

Working While on Social Security: The Truth About Benefits

Thinking about taking on part-time work after starting Social Security? You're not alone, and you're not risking your benefits the way you might think. Here's what the earnings test really means for your retirement income.

fidser.fidser.
January 30, 2026
Understanding Tax Brackets in Retirement: Pay Less, Keep More
retirement taxestax planning

Understanding Tax Brackets in Retirement: Pay Less, Keep More

Here's a retirement myth that costs Americans thousands: the assumption that you'll automatically drop to a lower tax bracket when you stop working. The reality? Many retirees end up paying just as much, or even more, in taxes than they did during their working years.

fidser.fidser.
January 25, 2026
Will My Money Last? The One Question That Matters Most
retirement planningretirement savings

Will My Money Last? The One Question That Matters Most

Forget the noise about stocks, bonds, and asset allocation for a moment. Every retirement planning question boils down to one simple concern: will your money last as long as you do?

fidser.fidser.
January 22, 2026
How Long Will You Live? Why It Matters for Retirement
retirement planninglongevity

How Long Will You Live? Why It Matters for Retirement

The average American lives to 77, but planning for average could leave you broke at 85. Understanding longevity risk isn't morbid, it's the smartest financial move you'll make.

fidser.fidser.
January 20, 2026
Your Net Worth Isn't the Only Retirement Number
retirement planningnet worth

Your Net Worth Isn't the Only Retirement Number

You've hit a $500,000 net worth milestone, but could you actually retire tomorrow? Probably not. Here's why your net worth is only part of your retirement readiness picture, and which numbers matter just as much.

fidser.fidser.
January 18, 2026