How our calculator works
Simple steps to answer "can I retire?" with our free forecast.
Your privacy matters
We only need your email to save your progress. No name, address, or Social Security number required — just the financial details you choose to share for your projections.
Household
2 People
Step 1
Tell us about your household
Answer a handful of plain-English questions about income, savings, debts, and spending. Singles and couples are both supported, and you can finish in about five minutes.
Step 2
See your Base Case instantly
We turn your answers into a 50-year net-worth and cashflow forecast, complete with Social Security, taxes, and healthcare. You see immediately whether you're on track, need review, or should take action.
Step 3
Explore what-ifs
Want to retire early, take a sabbatical, or model a windfall? Duplicate your Base Case, change one or two assumptions, and compare outcomes side-by-side. Pro adds Monte Carlo confidence bands so you can stress-test the plan.
Step 4
Adjust anytime
Update inputs, tweak scenarios, or rerun Monte Carlo whenever life changes. Everything recalculates automatically, so you always know where you stand.
Household
2 People
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