Pricing
Start for free, upgrade when you need advanced scenario modeling.
Free
Get started with the essentials
- 1 household profile
- Base case scenario
- Deterministic forecastA single projection based on your inputs and average expected returns. Shows one clear path forward without accounting for market variability.
- 50-year projection
- Social Security calculations
- Federal tax estimates
Pro
Advanced scenario modeling
($8.29/month)
- Everything in Free, plus:
- Parker AI AssistantNewAsk questions in plain English. Explore "what-if" scenarios conversationally and get explanations of your projections.
- Up to 5 what-if scenarios
- Monte Carlo simulationsRuns 1,000+ simulations with randomized market conditions to show the range of possible outcomes. Gives you a "success probability" based on historical market patterns.
- Success probability bandsVisual ranges showing best-case, worst-case, and most likely outcomes based on Monte Carlo analysis.
- Side-by-side comparison
- Social Security claiming scenariosCompare 81+ claiming combinations for couples with spousal and survivor benefits
- Tax projection toolsRoth conversion modeling, withdrawal sequencing, Social Security taxation thresholds, year-by-year bracket analysis
- Expense phase modelingGo-Go, Slow-Go, No-Go retirement spending phases
- Goal planning & tracking
- Household sharingCollaborate with your spouse on retirement planning with access controls
- PDF export
- Unlimited household profiles
"No one trying to sell me anything. Just the numbers."
David K.
Arizona
"Quickest retirement snapshot I've ever had. Wish I'd found this sooner just for a quick check in at least."
Robert S.
Ohio
"Simple and calming."
Linda M.
Colorado
Individual results may vary.
Common Questions
What personal details do you need?
Just an email to save your progress. That's it. No name, no Social Security number, no bank logins. You enter your own estimates, we never connect to your accounts or ask for sensitive identifiers.
Is this financial advice?
No. fidser. is an advanced forecasting engine, sophisticated calculators that model your retirement scenarios. We don't provide financial advice. Use it to explore possibilities, then consult a certified financial planner for real decisions.
Can I just try it for free?
Yes, and Free isn't a trial. It's a full base-case forecast with Social Security, taxes, and 50-year projections. Use it forever at no cost. Pro is there when you want what-if scenarios and Monte Carlo simulations.
What if I upgrade and change my mind?
Cancel Pro anytime from your account settings, no phone calls, no hassle. You keep access until your billing period ends, then revert to Free. All your data stays intact.
Is my data secure?
Yes. Bank-level encryption, no data selling, ever. Your numbers are yours. Read our security practices.
Have more questions? See our full FAQ or get in touch.