Better retirements start with clarity
Practical explainers, templates, and frameworks for U.S. households planning the next chapter. Everything we publish is jargon-light and research-backed.
The content on this blog is for educational purposes only. fidser is not a licensed financial advisor - please consult a qualified professional before making financial decisions.
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Catch-Up Contributions After 50: Your Secret Weapon
If you've hit the big 5-0, here's some genuinely exciting news: the IRS just handed you a secret weapon for your retirement savings. Catch-up contributions let you stash away thousands more each year than younger savers can, and most people don't take full advantage of this opportunity.
fidser.
2026 401(k) Limits: What Changed & How to Maximize Savings
The IRS just announced the 2026 401(k) contribution limits, and there are some important changes you need to know about. Whether you're in your peak earning years or playing catch-up on retirement savings, understanding these new limits could mean thousands more in your nest egg.
fidser.
Behind on Retirement Savings? You're Not Alone
If you're looking at your retirement account and feeling that pit in your stomach, take a breath. You're not alone, and it's not too late. Here's how to catch up on retirement savings without panic or shame.
fidser.
Retiring at 55? Here's What You Really Need to Know
Retiring at 55 sounds like a dream, but is it realistic for you? The good news: it's more achievable than you might think. The catch: you'll need to navigate some financial hurdles most retirees don't face.
fidser.
How Much Do I Really Need to Retire? (Spoiler: It’s Not One-Size-Fits-All)
Ah, the million-dollar question. Literally. “How much money do I actually need to retire?”Here’s the thing: there isn’t a magic number. Retirement isn’t like ordering a combo meal where everyone gets the same fries and drink.It’s more like building your own sandwich—you decide how big, how fancy, and how many extras you want.The good news? You don’t need to be a millionaire to retire comfortably. What you need is a plan, some smart habits, and a realistic view of what your lifestyle will look like when you’re not working.Let’s walk through the essentials—using the 4% rule and a few country-specific examples from the U.S., New Zealand, and Australia.
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